Guides for the first hour after damage.
Practical, plain-language answers to the questions homeowners ask most after property damage. Each guide links to the assessment flow for a structured next step.
Water
4 guidesShould I file a water damage claim?
How to think about severity, deductible, source status, documentation, and licensed professional input.
Read the guide →How much does water damage repair cost?
Broad cost bands and the scope factors that can move a project from minor to severe.
Read the guide →Types of water damage: clean, gray, and black water
Understanding the three water damage categories: clean, gray, and black water, and how each affects cleanup, safety, and insurance documentation.
Read the guide →What does homeowners insurance cover for water damage?
Understanding sudden vs gradual damage, typical exclusions, flood insurance, and questions to ask your agent.
Read the guide →Fire / Smoke
1 guideStorm / Wind
2 guidesWhat to do after a roof leak
Immediate documentation, source control, interior protection, and professional inspection steps.
Read the guide →Hail damage roof inspection: what to look for
How to inspect shingles, gutters, vents, and siding for hail impact, and how to document what you find.
Read the guide →Any damage type
3 guidesInsurance claim vs paying out of pocket
A neutral framework for comparing damage cost, deductible, timing, and policy review.
Read the guide →What happens after property damage?
A plain-language walkthrough from discovery to mitigation, inspection, repair, and documentation.
Read the guide →How to document property damage: a photo checklist
Step-by-step guide to photographing damage before cleanup, with wide shots, close-ups, and what to capture.
Read the guide →Put what you found on the record.
The free assessment turns what you see into a structured, educational read: a severity score, risk flags, and a broad educational cost range. Reading helps; a dated record helps more.
Free · About 5 minutes · No card required · Educational only