Step 01
Capture the event
Tell us what happened, when it happened, when it was discovered, whether the source is fixed, and whether the damage is ongoing.
From damage discovery to a clearer next step.
Property Claim Guide organizes the facts of a property damage event into an educational summary. It is designed to help homeowners decide what to ask, document, and review next.
Step 02
Map the affected scope
Select the damaged rooms, materials, approximate square footage, and visible conditions such as standing water, odor, or mold.
Step 03
Review the summary
Receive a severity score, urgency level, risk flags, broad educational cost range, and contractor match options.
What the logic considers
Early facts that usually change the next move.
The assessment uses transparent rules. It does not claim to be advanced AI and does not determine insurance coverage.
Urgency indicators
Active source, ongoing damage, standing water, structural concerns, fire or smoke damage, and mold indicators can raise urgency.
Scope indicators
Square footage, multiple rooms, and multiple affected materials can raise the severity score and cost band.
Claim decision context
If cost bands appear elevated and insurance has not been contacted, the result suggests reviewing your policy and speaking with licensed professionals.
Contractor readiness
The summary helps you describe the issue more clearly when requesting inspection, mitigation, or repair support.
Important boundary
Property Claim Guide provides general educational guidance and broad cost ranges only. It does not provide insurance advice, claim negotiation, legal advice, public adjusting, engineering opinions, or exact estimates.
Ready to organize what happened?
The intake takes only the information needed to create a useful first summary.